Monday, October 17, 2016

5 Home Staging Tips For the Bedroom

Photo credit: Det-anan / shutterstock.com

Real estate business has now penetrated at a very high rate with multiple sellers of homes. It’s true that people planning to buy a home are now spoiled with choices. Therefore, if you are looking forward to selling your home and make money, you need to make your house sell itself. Did you know that most spent hours in your home are in your bedroom? Now you know its bedroom and not living room because of more than 75% of people in the world sleep for an average of 8 hours a day. This shows that every buyer gets attracted to buy a house that has spacious bedrooms, well decorated, good lightings, calm, elegant and so on.

That’s why we have carefully researched and filtered the best home staging tips for the bedroom so that you can get a potential buyer of your home within a whisker.

1. Bedroom remodeling.

When potential buyers find a well-remodeled bedroom, you can rest assured that they will take the offer, remodeling your house is not an expensive or tedious task that should bother you. Paint your house using cool or neutral colors, decorate it with some art, repair the closet if some parts have broken. Rearrange the bedroom and put everything in order and if there are things that you don’t use like books, shoes or clothes you can throw/give them away just to create more space in the room. Additionally, its good if you buy big beds, queen size is recommended as it is not too small or too big to take up much of your bedroom space.

2. Shop for new Linens.

No buyer will be ready to use the same bedrooms linens that you were using. It’s advisable that you buy new beddings and curtains that are colorful and pleasing, those that will match with your wall painting or carpet e.t.c. A well-spread bed with luxurious linens creates a welcoming and relaxation atmosphere, and that’s what a lot of buyers look for.

3. Lights.

The type of lightings that you use in your bedroom is very important. It’s an aspect that you cannot afford to overlook. There are different types of lights wall lamp, table lamp, floor lamp any of this is recommended just place them beside the bed, the table lamps market is now saturated just choose the best that is ideal for your bedroom. For a clear view at night and to welcome the romance mood place dim lights for the master bedroom.

4. A Mirror.

We all like to remind ourselves of our beautiful and glowing faces; hence a mirror in the bedroom is a must. Also before leaving your room to go to work, you need to see how you have dressed and the complete look to see whether there is somewhere needs adjustment. Find a well-sized dressing mirror to complete your bedroom, and you won’t regret when the buyer comes knocking.

5. Clean the room.

Lastly, but most important is how clean your room is? That’s the question that the buyer will have in mind. Do a thorough cleaning regularly to keep your room neat, well organized, and fresh from the closet, bed, windows and the floor. Make it look appealing to any buyer who steps in.




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Monday, October 10, 2016

Improving Your Credit Score

Photo credit: weRpix / shutterstock.com

How do you improve the credit score? Is a regularly asked question by people seeking financial advice, especially those in tough economic climate. Although there is no quick fix, by making a few changes to your approach, it is possible to do. This article, we shall look at what a credit score is, how to improve it and how long all of this will take.

A credit score is a number that describes how credit worthy an individual is. There are several credit scoring systems which are used by credit companies in the US, but the most common of all is the FICO scoring system, which rates consumers on a scale of 300 to 850 on their previous credit behavior.

Any misdemeanor such as an unpaid bill or overdue credit card payment will adversely affect your credit score. A more serious financial problem, such as bankruptcy, will profoundly impact on your score and send it plummeting towards the low end. This is known as having bad credit and can take several years to repair.

It is estimated that over 30 million people in the United States have credit scores below 620, which is significantly low enough to prevent them from being approved for many credit cards, personal loans, and other financial products. So, with this in your mind, how can you improve the credit score?

The first step is necessary but not utilized anywhere near enough: Get a copy of your credit report and check that all information held against your name is accurate. Incorrect information can be disputed, then amended or removed as necessary. Even a seemingly minor point such as a previous wrong address can have a serious negative impact on your score.

Make sure you pay your credit bills on time, every month. Although this is becoming increasingly tough when money is tight, missing payments will severely hinder your credit rating. Paying off a loan or credit card in full will give your credit score a big boost, but even making the minimum monthly repayment will give you a small increase.

Also use your credit cards sparingly, and pay using your debit card, check book or cash wherever possible. While some credit card activity is good, putting everything on your card can make it appear that you are dependent on it. By keeping records of your spending, you can keep on top of this. This also includes paying off your debt rather than moving it around from card to card.

Another tip to improve the credit score is to be consistent. Staying at the same address, keeping the same job and staying with the same bank will all earn you points for reliability. Always chopping and changing can give credit providers’ the impression that you are unreliable and a risk to them. Making regular applications for new cards and accounts will also have a negative impact.




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